bad credit credit cards | best credit cards bad credit

The Money Factor offers a range of credit cards for you to compare and apply for online.

There are many things to consider when choosing a credit card and it can be hard to decide which one is right for you. Our handy credit card guide should help steer you through the plastic jungle.

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All credit cards
0% credit card offers
Interest free balance transfer cards
Credit card rewards and cash back
Charity credit cards
Sports credit cards
Bad credit credit cards
UK credit card directory

INFO & SERVICES

UK credit cards basics
0% balance transfer credit cards
0% purchase credit cards
Bad credit credit cards
Cash back/Reward/Affinity cards
Fees and insurance
Gold/Platinum credit cards
Low standard interest rate cards
Paying off your credit card
Prepaid credit cards
Using your card overseas
Free credit rating check

Compare the UK's most popular credit cards for bad credit

Credit Card	Typical APR (variable)	Balance Transfer Intro Offers	Purchase Intro Offers	Benefits	Apply
	Capital One Classic Card
	34.9%	--	--	--
		--
	Vanquis Visa Card
	39.9%	--	--	--
		--

"Bad Credit" Credit Cards

As the name suggests, "bad credit" credit cards are suitable for people who have a less-than-perfect credit rating and therefore cannot get approved on other types of card.

The interest rate on "bad credit" credit cards is typically much higher than for other cards, but assuming you clear the balance each month they are a good source of short term credit that would otherwise be unavailable.