The Money Factor offers a range of credit cards for you to compare and apply for online.

There are many things to consider when choosing a credit card and it can be hard to decide which one is right for you. Our handy credit card guide should help steer you through the plastic jungle.

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Interest free balance transfer credit cards

Compare the UK's best 0% apr balance transfer credit cards

Credit Card

Typical APR (variable)

Balance Transfer Intro Offers

Purchase Intro Offers

Benefits

Apply

Virgin Money Credit Card Virgin Money Credit Card

Virgin Money Credit Card

16.6%

0% for
16 months

0% for
3 months

Virgin Discounts & High Street Vouchers

Fee: 2.98%

HSBC Bank Credit Card HSBC Bank Credit Card

HSBC Bank Credit Card

16.9%

0% for
15 months

0% for
3 months

--

Fee: 2.9%

NatWest Platinum Card (existing customers only) NatWest Platinum Card (existing customers only)

NatWest Platinum Card (existing customers only)

16.9%

0% for
15 months

0% for
3 months

--

Fee: 2.9%

RBS Platinum Card (existing customers only) RBS Platinum Card (existing customers only)

RBS Platinum Card (existing customers only)

16.9%

0% for
15 months

0% for
3 months

--

Fee: 2.9%

Lloyds TSB Airmiles Duo Credit Cards Lloyds TSB Airmiles Duo Credit Cards

Lloyds TSB Airmiles Duo Credit Cards

15.9%

0% for
6 months

--

Earn Airmiles

Fee: 3%

Virgin Atlantic American Express® Card Virgin Atlantic American Express® Card

Virgin Atlantic American Express® Card

17.9%

0% for
6 months

--

Virgin Atlantic Flying Club miles

Fee: 2%

Capital One Platinum Card Capital One Platinum Card

Capital One Platinum Card

15.9%

6.9% til
Jun 2014

0% til
Aug 2012

--

Fee: 0%

Interest free balance transfer credit cards